Financing, Credit, Investments - Economical Categories

Scientific gets results in the ideas of finances and even credit, according to be able to the specification with the research object, are usually characterized to be many-sided and many-leveled.

The definition of totality in the economical relations formed in the particular process of development, distribution and usage of finances, as funds sources is broadly spread. For example of this, in "the general theory of finances" there are two descriptions of finances:

1) "... Finances echo economical relations, development with the funds of money sources, within the process of distribution and répartition of national invoices according to the distribution and even usage". This description is given relatively to be able to the conditions associated with Capitalism, when cash-commodity relations gain general character;

2) "Finances represent the formation of centralized ad decentralized money sources, cost-effective relations relatively together with the distribution and even usage, which serve for fulfillment from the state functions and obligations and in addition provision of the conditions of the increased further production". This particular definition is brought without showing the particular environment of its action. We share partly such description of finances plus think expedient in order to make some specification.

First, finances defeat the bounds involving distribution and redistribution service of the countrywide income, though that is a simple foundation of finances. Also, formation and use of the depreciation fund which can be the part of economical domain, belongs certainly not to the circulation and redistribution regarding the national revenue (of newly created value during the year), but for typically the distribution of already developed value.

This particular latest first shows up to be the part of associated with main industrial cash, later it is usually moved to the price price of an all sety product (that is always to the value too) along with its realization, and it is set typically the depression fund. Their source is used into account beforehand as a depressive disorder kind in the particular consistence of the ready products price range.

Next, main goal involving finances is significantly wider then "fulfillment with the state capabilities and obligations and even provision of conditions for that widened additional production". Finances can be found around the state level and also on the manufactures and branches' level too, and in such circumstances, when the most part of the manufactures will be not state.

V. M. Rodionova provides a different place about this issue: "real formation of the money commences on the phase of distribution, when the value is understood and concrete affordable forms of the realized value are separated from the consistence in the profit". V. M. Rodionova makes an accent of finances, as distributing relations, when D. S. Moliakov underlines industrial basis of finances.

Though both of all of them give quite substantiate discussion of budget, as a method of formation, circulation and use of typically the funds of money sources, that arrives associated with the following associated with the finances: "financial cash relations, which in turn forms in typically the process of circulation and redistribution associated with the partial associated with the national prosperity and total social product, is related to the subjects involving the economy in addition to formation and use of the condition cash incomes and savings in the widened further manufacturing, in the material stimulation of the particular workers for satisfaction from the society social and other requests".

Within the manuals regarding the political economic climate we meet together with the subsequent definitions of finances:

"Finances regarding the socialistic state represent economical (cash) relations, by making use of which often, in the approach of planned submission of the profits and savings the particular funds of money sources of the point out and socialistic produces are formed for guaranteeing the expansion involving the production, growing the material and even cultural level involving the people and then for satisfying other basic society requests".

"The system of generation and usage involving necessary funds associated with cash resources for guarantying socialistic widened further production represent exactly the finances involving the socialistic society. And the totality of economical associations arisen between express, manufactures and companies, branches, regions and even separate citizen based on the movement of dollars funds make economic relations".
Transparency in budget matters As coming from seen, definitions regarding finances made by financiers and political economists do not fluctuate greatly.